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NETS launches iNETS on iPhone, powered by C-SAM.

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Home > solutions > mCommerce & mPayments

Most comprehensive
mPayments Solution
for Virtual World
(Over-the-Air) & Real
Word (Near-Field-
Communication)

C-SAM provides the most comprehensive mCommerce and mPayments solution, with collectively more than 100 features, for secure remote and proximity transactions, and support for all mobile phones, channels, and networks:
  • Mobile Banking, with services for account management, bill payments, fund transfers and payments – over-the-air and NFC
  • Mobile Money Transfer, with AML compliant cross-border-remittances and person-to-person payments
  • Mobile Insurance, with services for agents and policy holders
  • Mobile Ticketing, with services for travel – air, rail and bus – movies and events
  • Mobile Ads and Coupons, with services to search, manage, and redeem – over-the-air, bar-codes and NFC

Benefits

Users
  • Access to information
  • Ability to conduct transactions – in virtual and real world
  • Self service and control
  • Reminders and alerts
  • Simple user-friendly interface
  • Supports multiple user-scenarios
  • Works on all phones
  • Works on all networks
  • Works across all channels – Data, SMS, USSD, WAP
  • Unique PIN access; PIN not stored on device
  • Real-time transactions
  • Protection for lost or damaged devices
  • Secure back-up of personal data

Providers
  • Extend existing services directly to customers
  • Offer new services
  • Offer non-banking services to attract un-banked users
  • Leverage growing number of mobile phone users
  • Offer banking, bill payments, money transfer, insurance, ticketing – events and travel, ads and coupons
  • Offer time and location sensitive non-payment services to drive mobile payments
  • Offer opt-in transaction driven mobile-ads
  • Offer NFC based services for payment as well as non-payment applications
  • Real-time alerts, notifications and transactions
  • Reduce (frustrating) call-center interactions
  • Cross-sell products and services
  • Unique tools and utilities enable Providers to offer personalized services and products
  • Platform supports rapid customization and localization of user interface
  • Platform supports development of multiple user-scenarios
  • Patent protected, robust and scalable platform interfaces easily with existing host to extend online services to mobile phones
  • Services built to reduce call center costs
  • Platform architecture provides high level of optimization for infrastructure and resources
  • Security architecture enables Providers to extend existing risk management practices to mobile channel
  • Reduce costs related to existing processes, including channel commissions and customer acquisition

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